The initial phase of our process begins with a consultation with our team. During this meeting, we discuss your goals, your expected duration of residence in the home, your required down payment, and your desired monthly payment amount. Following this discussion, you will proceed to complete the application process, which will result in a pre-approval being provided to you.

A mortgage pre-approval is always encouraged as you move forward with buying a home. It shows sellers that you’re a serious buyer. It not only gives you a spending limit but also provides you with a competitive advantage, especially in a multiple-offer situation. A pre-approval is based on a preliminary review of credit information provided to the lender and signifies that you’ve done an application and provided the necessary documentation. This lets sellers know you’re serious about purchasing a home. 

So why wait? Schedule an appointment with us to get started with you initial consultation to get started today on boosting your home-buying credibility!