Industry News

Stay in the know! Team Jet's blog is your go-to destination for staying ahead in the dynamic world of the mortgage industry. We are dedicated to providing you with the latest insights, trends, and news that matter most to homeowners, homebuyers, and industry professionals.
March 27, 2025
If you're planning to buy a home in Washington State in 2025, understanding loan limits is a key step in navigating your mortgage options. Loan limits define the maximum amount you can borrow with a conforming loan—those backed by Fannie Mae and Freddie Mac—before you enter "jumbo" loan territory, which often comes with stricter requirements and higher interest rates. These limits vary by county, reflecting differences in local housing markets, with some areas designated as "high balance" due to elevated home prices. In this blog, we’ll dive into the 2025 conforming loan limits for Washington State, highlight the high balance areas, and provide a detailed breakdown for every county
November 23, 2024
I’ve been getting a lot of questions lately about what’s going on in the market after the election and the recent Fed meeting. Let me break it down for you!
October 30, 2024
New American Funding (NAF) and myself are deeply honored to serve Veterans, active-duty service members, and their families by helping them achieve the American dream of homeownership. If you're a military member in Kitsap County, Washington, looking for a trusted VA lender, we are here to provide expert guidance, customized financial solutions, and a seamless experience tailored to your unique needs. Here’s why we stand out as a leading military home loan lender in your local area.
October 23, 2024
Did you know that many renters in Kitsap County have the financial capacity to buy a home but remain in the rental market? If you’re one of them, you might be asking: why stay in a rental when you qualify to purchase a starter home or maybe even your dream home?
October 16, 2024
You may have heard recently the Federal Reserve made an aggressive move by cutting the Fed Funds Rate by 0.5%, bringing it down to 4.875%. On top of that, the Fed has forecasted an additional 0.5% cut by the end of the year and another 1% cut in 2025. However, these predictions are subject to change as new economic data emerges. This move is part of the Fed’s ongoing effort to lower interest rates to prevent the U.S. economy from slipping into a recession.
October 9, 2024
For many, paying rent feels like an unavoidable monthly expense, a necessary trade for having a roof over your head. But what if that same payment could be transformed into an investment that multiplies your wealth?  That’s exactly what happens when you transition from renting to owning a home.
By Nick Jeatran October 2, 2024
It's no secret that homeownership plays a significant role in building long-term wealth. In fact, studies have shown that homeowners have 40 times the net worth of renters. This wealth gap highlights the financial advantages that come with owning property, from equity growth to tax benefits. But despite these well-documented benefits, many potential homebuyers in Kitsap County, WA and beyond face a common misconception that holds them back: the down payment.
September 25, 2024
With the economy slowing down, inflation moderating, and a weakening job market, there’s a strong possibility mortgage rates may drop soon. The Federal Reserve may even be forced to cut rates. But should you wait to buy a home until mortgage rates decline? The answer might surprise you.
September 18, 2024
As the real estate market continues to evolve, prospective homebuyers may be wondering about the future of home appreciation. Fortunately, recent insights from top economists provide encouraging news. If you're considering buying a home soon, now is an excellent time to explore your options.
By Sarahfina Perry March 19, 2024
Understanding your blended rate could be a key to financial freedom. When it comes to mortgages, many homeowners proudly boast about their low rates. But what if I told you that your mortgage rate is just one piece of the puzzle within your financial picture? It's important to consider your overall rate, known as your blended rate, which takes into account all of your debts and their respective rates, weighted by the outstanding balance.
Show More
Share by: