2024 Conventional Loan Limits Released

November 29, 2023

Exciting news! The Federal Housing Finance Agency (FHFA) has released the new 2024 conforming loan limits.

Take advantage of increased loan limits that allow you to get conventional loans in higher-priced areas! Now at New American Funding, you can now borrow up to $766,550 in most of the country and $1,149,825 in select high-cost areas, all with down payment options as low as 3%. Let's take a look at updated limits for Washington state counties below. If you're interested in knowing what the increase is in your county and state, don't hesitate to contact us.


A larger loan may open more doors, schedule an appointment to get started today!


County Name State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
ADAMS COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
ASOTIN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
BENTON COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
CHELAN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
CLALLAM COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
CLARK COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
COLUMBIA COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
COWLITZ COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
DOUGLAS COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
FERRY COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
FRANKLIN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
GARFIELD COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
GRANT COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
GRAYS HARBOR COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
ISLAND COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
JEFFERSON COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
KING COUNTY WA $977,500 $1,251,400 $1,512,650 $1,879,850
KITSAP COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
KITTITAS COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
KLICKITAT COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
LEWIS COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
LINCOLN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
MASON COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
OKANOGAN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
PACIFIC COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
PEND OREILLE COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
PIERCE COUNTY WA $977,500 $1,251,400 $1,512,650 $1,879,850
SAN JUAN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
SKAGIT COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
County Name State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
SKAMANIA COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
SNOHOMISH COUNTY WA $977,500 $1,251,400 $1,512,650 $1,879,850
SPOKANE COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
STEVENS COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
THURSTON COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
WAHKIAKUM COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
WALLA WALLA COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
WHATCOM COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
WHITMAN COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400
YAKIMA COUNTY WA $766,550 $981,500 $1,186,350 $1,474,400

*Limits may vary per county. Effective for loans locked on or after 11/29/2023. Contact for more details. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. ©New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org https://www.newamericanfunding.com/legal/state-licensing/. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. Phone: (800) 450-2010. Washington Consumer Loan Company License #CL-6606.

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