Helping You Build WEALTH Through Smart Mortgage Choices.

Being self-employed shouldn’t keep you from owning a home. 💪🏡 With Non-QM & Bank Statement loans at New American Funding, we look at your real income — not just tax returns — to help entrepreneurs, gig workers, and small business owners achieve their homeownership dreams. If you’re building your future on your own terms, we’ve got mortgage solutions built for you. 🙌 #SelfEmployed #HomeLoans #NonQM #BankStatementLoan #NewAmericanFunding

🚨 The Fed just cut rates last week — and that’s BIG news for homeowners and homebuyers! 📉 Lower rates mean a window of opportunity, but remember… markets are unpredictable and move fast, and rates could climb again. If you’ve been thinking about buying or refinancing, now’s the time to explore your options. Don’t miss your chance to lock in before the market shifts. 💬 Reach out today for a free consultation and let’s see how you can take advantage now! #MortgageTips #HomeLoans #Refinance #HomeBuying #InterestRates #NewAmericanFunding

👑 Retirement should feel like living large, not cutting back. With a NAF Reverse mortgage, you can tap into the equity you’ve already built and enjoy more freedom in the place you call home. ✨ Stay in the home you love ✨ Free up cash flow for the lifestyle you deserve ✨ Retire on your terms Reach out today to see how a reverse mortgage could help you retire like a BOSS. #RetireLikeABoss #NAFReverse #LiveLargeAtHome #SmartRetirement #MortgageSolutions #CloseWithConfidence #NewAmericanFunding #RetirementGoals

📉 Mortgage Rates Hit Their Lowest Point Since 2024! As of September 2025, average 30-year fixed mortgage rates are trending in the low 6s. ✨ Key Highlights: ✔ Rates have been trending downward since May, with sharper drops in recent weeks ✔ Lower rates create opportunities to buy a home or refinance ✔ Home price growth slowed to just 1.9% year-over-year in June (lowest since 2023) ✔ Experts see growing optimism among buyers and homeowners ✔ Millions could benefit if rates continue to ease 📲 Curious what this could mean for you? Let’s connect to review your options. #MortgageRates #RealEstateNews #Refinance #HomeBuying #NewAmericanFunding

Happy National Hispanic Heritage Month! 🎉 Celebrating the vibrant cultures, traditions, and contributions of the Hispanic community 💃🌎 #HispanicHeritageMonth #NAFLatinoFocus #NewAmericanFunding

🏡 Buying a home is already stressful; insurance shouldn’t add to the load. With NAF Insurance, buyers get streamlined coverage that helps ensure on-time closings and happy homeowners. ✔️ Less hassle ✔️ More peace of mind ✔️ One less thing on your plate 📲 Let’s connect today to learn how NAF Insurance can support your clients! #NAFInsurance #HomebuyingMadeEasy #OnTimeClosing #NewAmericanFunding

Today, we remember the lives lost, the heroes who emerged, and the strength of our nation. #NeverForget #September11

Here’s a surprising twist: Redfin reports that housing costs in some areas have returned to pre-pandemic “normal” ratios compared to incomes. That sounds like progress, but let's get real: • Even with that shift, monthly housing expenses gobble up 66% of income in pricey cities. • Declining mortgage rates are easing some pressure, but affordability? Still a high-bar game. The full recovery to true affordability (spending no more than 30% of income on housing) could take years unless income growth picks up and rates stay low. Whether buying your first home or just daydreaming about one, navigating this requires strategy, income planning, and a competent loan partner. Ready to make moves that make sense, now and later? 📲 DM me “AFFORDABLE” and let’s break it down. #HousingAffordability #HomebuyingReality #MortgageEducation #SmartMortgage #HomeLoans #RealEstateEducation #YourMortgagePartner #NAF

You don’t live a cookie-cutter life, so why settle for a cookie-cutter mortgage? At New American Funding, we create loan options that actually fit the way you live and earn. 🏡✨ #HomeLoansMadeSimple #NAF

💡 Did you know sellers can sweeten the deal by covering certain costs in a home sale? These are called seller concessions—and they can make buying a home a whole lot easier. 👉 Curious which concessions are the most valuable to ask for? Swipe to see! #SellerConcessions #HomeBuyingTips #RealEstate101 #NAFNW

🎶 Looking for the right mortgage match? We’ve got the programs to keep your budget on beat! 🎤🏡 From low down payment options to first-time homebuyer assistance, jumbo loans, self-employed solutions, and even 2-1 buydowns—we’ll help you find the perfect loan that fits your rhythm. 👉 Let’s make your homeownership dreams sing! #MortgageMatch #HomeBuyingMadeSimple #NAFNW

Today, let's celebrate the Americans whose hard work and dedication keep our country running strong. Wishing you and yours a wonderful Labor Day! ☀️🍹 #LaborDayVibes #RelaxAndRecharge #WeekendMode #CheersToYou #SummerFeels #SelfCareDay #NAFNW

Your path to homeownership starts with a little homework! 📝 Check off these key steps and get closer to your dream home. Let us help guide you – we're here to help! #HomeownershipGoals #MortgageTips #NewAmericanFunding #YourPathToHomeownership

You've found your home, and your loan is on track—now what? 🤔 Let NAF Insurance help you with the next step! We're here to streamline the home insurance process, saving you hours of research and helping you find the right coverage. 🏡 Plus, you can save money by bundling other policies like auto 🚗, pet 🐾, or life insurance 🛡️. We've got you covered for more than just your mortgage. 👍 #NewAmericanFunding #NAFInsurance #HomeInsurance #Homeownership #RealEstate

Betting on yourself shouldn't mean being locked out of homeownership. 🏡 At New American Funding, we believe in the self-made. Our mortgage solutions are designed for those who work for themselves and pave their own way. We're here to help you get the home you've earned. Ready to make your move? Contact us today to learn more. #NewAmericanFunding #Mortgage #Homeownership #SelfMade #SmallBusinessOwner #Entrepreneur #RealEstate

🏡 Ready to move, but still need to sell your current home? What if you didn’t have to wait? With the NAF Bridge Loan, you can use your current home’s equity to buy your next one—without juggling two monthly payments. 🙌 Watch the video to check out some of the highlights! It’s a smoother way to transition into your dream home. Curious if this could work for you? Let’s connect! 📲#HomeBuyingMadeSimple #BridgeLoan #NAFFunding #MoveWithEase

Thinking about buying a home going into fall? 🏡 Your credit score plays a BIG role in getting approved and locking in the best rate. Here are 3 simple tips to keep your score strong... Small moves today = smoother homebuying tomorrow! ✨ Reach out today to get started now, so you don't have to worry later. #HomeBuyingTips #CreditScore #MortgageReady #FinancialGoals

Think you need a huge pile of savings to buy a home? 🐷💸 Not always! There are programs like the Chenoa Fund, where you could get 3.5% or even 5% in down payment assistance that can help cover part of your down payment—making homeownership more doable than you might think. 🏡✨ Curious if you qualify? Let’s chat! 📩#FirstTimeHomebuyer #HomeownershipGoals #DownPaymentHelp #MortgageTips

🎯 Your mortgage rate comes down to 3 key things: 1️⃣ Credit Score – The higher, the better. 2️⃣ Debt-to-Income Ratio – Lenders want to be sure your loan fits with your affordability! 3️⃣ Loan Type & Term – Different loans + lengths = different rates. 💡 Let’s break down your personalized scenario and get you ready to lock in the best program for you! 🏡 #MortgageTips #HomeBuying101 #LoanOfficerLife #MortgageRates #HomeOwnership

🏈 Ready to win big in 2025? At New American Funding, we’re closing like pros and making moves that change the game. Let’s close deals, score big wins, and make every move count. Suit up — the roster’s waiting for you! 🏈🔥 #CloseLikePros #NAFWinningSeason #TeamNAF #MortgageAllStars #LetsWin

Want lower monthly payments while you grow into your dream home? 🏡✨ An Interest-Only Loan could be the key! Enjoy: 💰 Lower monthly payments 💵 Loan amounts up to $4M 📊 More control over your finances Let’s chat and see if this option is right for you! 📲 #HomeownershipGoals #InterestOnlyLoan #MortgageTips #HomeLoanOptions #LowerPayments

Thinking about selling your home? 🌞🏡 Summer might just be your golden window! With motivated buyers eager to move before the school year starts—and fewer homes on the market—your place has a real chance to stand out. ✨ A well-priced, beautifully staged home + peak curb appeal = serious offers. 💥 And if you’re wondering what comes next after you sell, we’ve got smart financing solutions to help you land your next dream home. Let’s make your move a smooth one! 👉 Reach out to chat! #HomeSellingSeason #SummerRealEstate #ListNow #MarketReady #NewAmericanFunding #SmartMoves

Dreaming of homeownership? 🏡✨ A starter home might be the perfect first step! It's not just about where you live now—it’s about planting roots, building equity, and setting yourself up for future goals. 💪 Start small, think big, and grow into the life you’re building. Let's find a place that fits your budget and your vision. Ready to take that first step? 📲 Reach out and let’s chat! #StarterHomeGoals #FirstHomeVibes #EquityBuilder #HomeBuyingMadeSimple #NewAmericanFunding

🏦 The Fed just wrapped up their latest meeting—and interest rates are staying put (for now). What does that mean for you as a buyer? 👇 ➡️ Stability in rates gives you a chance to plan with more confidence ➡️ You still have buying power—especially with creative loan options ➡️ Waiting for rates to drop? More buyers may jump in if they do—meaning more competition later Now might be the sweet spot to make your move before the next shift. Let’s talk strategy and explore options that fit your goals! 📲 #HomebuyingTips #FedUpdate #InterestRates #BuySmart #MortgageStrategy #NewAmericanFunding

💸 Rent just hit a national average of $2,000/month… and guess what? That money isn’t building equity for you 👉 it's building it for your landlord.😬 Instead of paying someone else's mortgage, let’s explore how you can invest in your own future. With the right loan options, homeownership might be closer than you think. Let’s build a plan that works for YOU. 💬🏡 #StopRenting #StartOwning #RentVsBuy #HomeownershipGoals #BuildEquity #NewAmericanFunding

A house is just four walls… but a home? That’s where life happens. 🏡 Whether it’s backyard BBQs, pool parties, or quiet moments on the porch — let’s create a home that’s truly yours. I’m here to help you build a personalized homeownership plan that fits you. If homeownership is a goal that you have this year, let’s talk! 💬 #LoveWhereYouLive #HomeownershipGoals #MakeItYours #MortgageMadeSimple #NewAmericanFunding #YourHomeJourney

🏡✨ Enjoying your mortgage can be a vibe — yes, even as a first-time homebuyer! With FHA loan options from New American Funding, you could qualify with: ✅ Down payments as low as 3.5% ✅ Fixed-rate peace of mind ✅ Credit scores starting at 500 Let’s chat about how you can turn your dream of homeownership into a reality! 💬 #FirstTimeBuyer #EnjoyingMyMortgage #HomeGoals #FHALoan #HomeownershipJourney #NewAmericanFunding

Summer may be wrapping up, but there’s still time to make it unforgettable—by ending it in a new home! 🏡✨ With over 2,000 loan products, we’ve got options for just about every financial situation. Let’s find the right fit for you and turn those summer dreams into lifelong memories. #EndSummerStrong #NewHomeNewMemories #HomeownershipMadeEasy #MortgageOptions #NAF #Over2000LoanProducts #HomeGoals

Thinking about sizing up? 🏡✨ Jumbo Loans have been a popular option for buyers looking for more space, more luxury, and more home. Whether you're upgrading your lifestyle or need room to grow, we've got options to help you go big and go home—literally. 📲 Reach out to learn more about our Jumbo Loan programs! #JumboLoan #GoBigGoHome #UpgradeYourHome #HomeGoals #DreamHome #MortgageSolutions #NewAmericanFunding #NAF #HomebuyerTips

Retirement should be enjoyed—not stressed over. If you are 62+ years of age, a Reverse Mortgage can help you tap into your home’s equity so you can relax, stay in your home, and look forward to those golden years. 🏡✨ 👉 Curious how it works? Let’s chat—reach out today to learn more! #ReverseMortgage #RetireWithConfidence #HomeEquity #FinancialFreedom #NAF #MortgageEducation #RetirementPlanning #AgingInPlace #HomeSweetHome

At New American Funding, we’ve got loan solutions for just about every buyer and scenario 💪🏡 ✅ Conventional ✅ FHA ✅ VA ✅ USDA ✅ Jumbo ✅ Non-QM ✅ Down payment assistance ✅ Bridge loans ✅ And more! We don’t just do loans—we help you craft strong offers that stand out in a competitive market 🔑 Let’s work together to get your offer accepted and your keys in hand! 📲 Ready to explore your options? Reach out anytime! #NewAmericanFunding #MortgageSolutions #HomeLoanOptions #GetYourOfferAccepted #NAFStrong #BuyWithConfidence

Worried about high interest rates? You’re not alone — and that’s exactly why this solution is gaining so much traction in today’s market! 🧠💡 🏠 2-1 buydowns offer a creative way to ease into your mortgage with lower initial payments, giving you some breathing room as you settle in. It’s been a game-changer for many of my clients! Curious if it’s the right move for you? Let’s chat! 📲 #MortgageTips #BuydownSolution #HomebuyingStrategy #SmartHomebuying #MortgageWithDaniel #HomeLoansExplained

Looking for more flexibility in your homebuying journey? 🏡✨ Pathway 100 might just be your game-changer! 💥 Not just for first-time buyers 💳 Only 580 FICO needed 💰 No income limits 🏘️ 1–2 unit properties allowed While WSHFC down payment assistance programs is great for some, Pathway 100 opens more doors—with fewer restrictions. Reach out today to learn more! 🙌 #Pathway100 #HomebuyerHelp #FlexibleFinancing #MortgageOptions #NewAmericanFunding #DownPaymentAssistance

Worried about income stress in retirement? 😟💸 You're not alone—and you do have options. While a HELOC can add monthly payments 📆💵, a HECM (reverse mortgage) helps you access your home’s equity without the burden of monthly mortgage payments 🏡🙌 Either option can work for you depending on your financial situation. Let’s chat about what’s best for your retirement plan! 📲 #RetirementReady #HECM #ReverseMortgage #SeniorLiving #HomeEquity #NewAmericanFunding

If you’re a Veteran or active-duty military member, a VA loan could make buying a home more affordable—no down payment needed 💰🏡 👉 Swipe to see how it works and what to expect when budgeting! #VALoan #MilitaryHomebuyers #HomeBuyingHelp #VeteranBenefits #NewAmericanFunding 🎖️📊

Happy Independence Day! Wishing you a safe and joyful 4th of July as we celebrate freedom, community, and the American dream. 🎇 #IndependenceDay #FourthOfJuly #AmericanDream #NewAmericanFunding

Feeling stuck on buying a home because of your credit? 😩🏠 You’re not alone — and you don’t have to figure it out alone either. NAF + Uqual can help you create a custom game plan to get mortgage-ready with your credit, debt, and savings. Let’s turn those question marks into a clear path forward 💪 📲 Reach out to get started! #HomeGoals #MortgageReady #CreditHelp #Uqual #FirstTimeHomebuyer #NewAmericanFunding

Your clients could be sitting on thousands in untapped equity—and they don’t even know it. 💰 A HELOC isn’t just a loan—it’s a smart strategy to turn home equity into financial flexibility for renovations, debt consolidation, or investment opportunities. Let’s partner up and help your clients make their equity work for them. 📩 Reach out to learn how we can add value together. #HELOC #HomeEquityStrategy #FinancialFlexibility #LoanOfficerPartner #RealtorTools #NAFPartner #EquityUnlocked

Want to avoid hiccups during your home loan process? 🏡 Here are a few key tips that can save time, money, and stress: 🔍 Get Pre-Approved Early. Know your budget and show sellers you're serious. 💳 Avoid Big Purchases Before Closing. New debt can affect your approval. Hold off on that new car or furniture! 💼 Keep Your Job (and Income) Steady. Changes in employment can delay or derail your loan. 📁 Have All Your Docs Ready. W-2s, pay stubs, tax returns—having them upfront speeds things up. 📞 Respond Quickly to Lender Requests. Fast responses help keep your closing timeline on track! Let’s set you up for mortgage success from the start! 🙌 #MortgageTips #SmoothClosing #HomebuyingProcess #LoanSuccess #NAFNW

Thinking about moving but feeling stuck because of today’s rates? 😬🏡 You’re not alone and we get it. That’s why New American Funding offers temporary buydown options to help ease the transition. ✅ Lower monthly payments for the first 1–3 years ✅ A smoother move without the full rate shock Don’t let high rates hold you back from your next chapter. Let’s chat about how we can make your move more affordable! #MortgageRelief #BuydownHelp #ReadyToMove #HomeGoals #NAF #MovingMadeEasier

🏡 Thinking of selling? Boost your home’s value before it hits the market! A HELOC (Home Equity Line of Credit) can help you fund those key upgrades that make your home stand out and sell faster, too. ✨ 💰 Renovate now, list higher later. 📈 Use your equity to maximize your return. Let’s chat about your options! 🙌 #HomeEquity #HELOC #RealEstateTips #ListHigher #NAF #HomeImprovement

Stop scrolling rental listings and let's talk about how you can own!🙌 There are countless loan options designed to meet you where you are 🔄 not the other way around. 📲 Let’s connect and see what programs you can leverage to become a homeowner! 🏡 #BuyVsRent #HomeGoals #NewHomeVibes #MortgageMadeSimple #StopRenting #RentersToHomeowners #NAFNW

⏰ Waiting for the perfect time to buy a home? Your buyers don’t need that — they need the right strategy! 🙌🏡 Let’s help them win in today’s market with the tools, knowledge, and game plan to succeed — no matter the timing. Reach out today and let’s work on how to get your clients into a home! 🧠💪 #HomebuyingStrategy #RealEstateTips #MortgageMadeSimple #NAFNW #FirstTimeHomebuyer #HomeownershipGoals #TheRightPlan

🎉 Big News! 🎉 Fortune has named New American Funding the Best Lifetime Loan Servicer! 🏆 Why? Because we service the majority of our loans in-house meaning you stay with us from start to finish. No handoffs, no hassle, just top-tier service for the life of your loan. ✅ #NewAmericanFunding #BestInService #HomeLoans #NAFNW #LifetimeServicing #FortuneAward

🏡 Still holding off on buying because you're waiting for home prices to drop? You’re not alone — but here’s why buying now might actually be the smarter move 👇 🔓 Freedom – Make it your own, no landlord rules. 📉 Predictability – Fixed mortgage = stable payments. 💰 Equity – Build wealth with every payment. 📈 Appreciation – Homes grow in value over time. 💸 Tax Perks – Deductions that renters miss out on. Trying to time the market is tough. Instead, focus on building your future today. 👉 Ask yourself: Can you really afford to wait? Reach out to chat about your buying power or next steps! #HomeBuyingJourney #RealEstateTips #BuildWealth #BuyVsRent #MortgageMadeSimple #FirstTimeHomebuyer

📚 Get an A+ in Adulting by mastering your credit score! 💳✨ Think of your credit score as your grown-up report card — and we’re here to help you ace it. No syllabus? No problem. Let's build that credit confidence together! Reach out today so we can help you see where you stand with credit and how you can buy a home! #CreditTips #Adulting101 #MortgageEducation #NAFTeam #CreditScore #FinancialGoals

Forbes just named New American Funding the #1 Top Mortgage Lender to Consider in 2025 — ahead of our competitors. We are here to serve you and we deliver. Reach out today to get started on your homebuying journey! #Forbes2025 #TopLender #NewAmericanFunding #NAFNation Read the full article: https://lnkd.in/gpwkn7RQ

💰Did you know? Nearly half of U.S. home sellers offered concessions to buyers in Q1 2025, one of the highest rates on record. From covering closing costs to funding repairs, sellers are sweetening the deal to close in today’s market. 🏡📉 #RealEstateTrends #HomeBuying #MarketUpdate #SellerConcessions

💥 Get into a home with ZERO down? Yep, it’s possible with the NAF Pathway 100 Program! 🏡✨ ✅ Up to 100% financing ✅ No income restrictions ✅ Down payment assistance options ✅ Minimum credit score of 580 ✅ 30-year fixed mortgage Whether you’re just getting started or ready to roll, we’ve got a path just for you. Let’s make homeownership happen! #NAFNW #ZeroDownHomeLoan #Pathway100 #HomeownershipGoals #PNWRealEstate #FirstTimeHomebuyer #NewAmericanFunding

☕ The right coffee kicks off your day. The right mortgage? It sets the tone for your entire homebuying journey. Whether you're a classic house blend kind of buyer or bold enough to go triple espresso—we are here to help you “order” the mortgage that fits you best. 🏡💪 Let’s stir up a plan and get brewing on your home goals today. #NAFNW #HomeLoansMadeSimple #CoffeeAndClosings #PNWHomeGoals #NewAmericanFunding

☀️ What are your summer goals this year? Does it include having freedoms from homeownership and building your wealth—not your landlord’s? This season, let’s turn those homeownership goals into a reality. Ready to make the move? I’ve got your back every step of the way! 🙌#SummerGoals #BuyDontRent #HomeownershipJourney #RentVsOwn #BuildEquity #MortgageMadeEasy #FirstTimeHomebuyer #NAFStrong #LetsGetYouHome

🕊️ Today, we pause to remember the fallen, the brave, and the selfless. We honor the memories of those who made the ultimate sacrifice for our freedom, our families, and our country.🎖️ #MemorialDay #HonorAndRemember #FallenHeroes #GratefulNation #FreedomSacrifices #MilitaryHonor #NeverForgotten

📢 Real estate investors, listen up! With DSCR loans through NAF, we qualify based on cash flow—not your tax returns. 🙌 Perfect for self-employed buyers or anyone looking to grow their rental portfolio without the paperwork hassle. 📈 Let your property’s income do the talking! Reach out today to get started. #DSCRLoans #RealEstateInvesting #CashFlowOverTaxReturns #NAFNW #MortgageMadeSimple

That “okay” house with great bones? It might just be the one! 🛠🏡 With a HomeStyle® Renovation Loan, you can roll your home purchase and renovation costs into one mortgage—saving time, money, and stress 🙌 ✅ Buy the home ✅ Fund the upgrades (new kitchen, roof, floors—you name it!) ✅ Customize it to fit your style and needs Let’s turn that fixer upper into your forever home 💫 Ready to explore your options? Reach out! #FixerUpperLoan #HomeRenovation #HomeStyleLoan #MortgageMadeSimple #DreamHomeInTheMaking #FirstTimeHomebuyer #NAF #RealEstateTips

🏡 Ever wonder what’s really inside your monthly mortgage payment? 🤔 Let’s break it down so you know exactly where your money’s going 💰💡 Swipe right—we’re unpacking it piece by piece! 👇 If you have more questions about anything about the homebuying process, reach out! We love love to help you learn more about what goes into anything mortgage. #MortgageBreakdown #HomebuyerTips #KnowYourNumbers #NAF #MonthlyMortgage #HomeownershipMadeSimple

Real estate agents — have you ever lost a deal because a loan officer dropped the ball? 😩 Let’s change that. With me, you get: ✅ Pre-Approval support when you need it most during afterhours and on weekends! ✅ Strategic out-of-the box financing solutions ✅ Unmatched support before, during, and after closing Work with me and learn more about the NAF difference. Let’s win more deals together 💪 #NAFdifference #RealtorPartners #LoanOfficerYouCanCountOn

Goodbye rent… HELLO KEYS! 🏡🔑 Tired of paying someone else’s mortgage? Let’s change that. Whether you're buying your first home or ready to upgrade, I’m here to guide you every step of the way with smart financing solutions and next-level support. Let’s get you home! #HelloKeys #GoodbyeRent #HomeownershipGoals #NAFDifference #FirstTimeHomebuyer #NewAmericanFunding

Be the BOSS of your retirement!👑 Retirement should be about freedom, not financial stress. With a reverse mortgage, you can: 🏠 Downsize with comfort 🚪 Upgrade for accessibility 👨‍👩‍👧 Move closer to family 💸 Eliminate monthly mortgage payments No monthly payments. Just more control, more comfort, and more you time. If you're 62+ years, let’s talk about how the underutilized NAF Reverse program can work for your retirement goals! #ReverseMortgage #RetirementFreedom #NAFReverse #BeTheBoss

Self-employed? Freelancer? Business owner? We see you—grinding, building, and thriving. And guess what? You can buy a home without the W-2 stress! At New American Funding, we offer flexible loan options designed for entrepreneurs like you. ✅ Use bank statements ✅ 1099s ✅ CPA-prepared P&Ls No traditional paycheck? No problem. Let’s turn your hustle into homeownership! 🏡✨ #SelfEmployedHomebuyer #EntrepreneurLife #AltDocLoans #MortgageMadeSimple #NAF #HomeGoals

💡 Master Your Money with the 50/30/20 Rule! This popular budgeting method helps you take control of your finances by dividing your after-tax income into three simple buckets: 🔵 50% – Needs: These are your essentials. 🟠 30% – Wants: Life’s meant to be enjoyed! Just remember to keep it in check. 🟢 20% – Savings: This is your future. Whether you're preparing to buy your first home or just want better financial habits, this rule is a game-changer. 💪🏡 Want help creating a custom budget for your homeownership goals? Let’s connect! #BudgetSmart #HomebuyingJourney #FinancialWellness #MoneyTips #MortgageEducation #NewAmericanFunding

🏡 Why drain your savings when you can have more? With down payment assistance options, you can buy your home and still have cash left for travel, upgrades, or your next big adventure! 🎉 Let’s make your money work smarter — not harder. Reach out to get started! 📩#FirstTimeHomebuyers #HomeGoals #FirstHomeVibes #SaveAndThrive #NewAmericanFunding

💰 Ready to grow your real estate portfolio? Good news — you can use future rental income to help you qualify for your next investment property! 🏡✨ Start building wealth today and let your future rent work for you, not against you. Let's chat about your next move! 📲 #RealEstateInvesting #PassiveIncome #RentalProperty #BuildWealth #NewAmericanFunding

🏡✨ Love the charm but not the outdated layout? With a NAF Fixer Upper Loan, you can turn that “almost perfect” home into your dream home — all with just one loan! 🙌 Don’t let a little work stand between you and homeownership. Let's chat! 📲 #FixerUpper #HomeRenovation #HomeLoans #NewAmericanFunding #DreamHomeJourney

🎯 House Hunting This Spring? Don’t Leave Home Without These Essentials: ⁣ 📄 Preapproval Letter – Your golden ticket to get in the game! 📝 Notes App or Journal – Keep track of what you love (or don’t 😅) 📱 Your Loan Officer on Speed Dial – Because financing scenario questions pop up fast!⁣ ⁣ Buying your first home doesn’t have to feel overwhelming. Stay ready, stay confident 💪#SpringMarket2025 #HomebuyingTips #FirstTimeBuyer #HouseHuntingEssentials #PreapprovalPower

Drop your double-digit credit card interest rate to single digit with a Debt Consolidation solution from New American Funding. This is your chance to leave high-interest debt behind and start on solid financial footing. ✅Put your home equity to good use by paying off that high-interest debt. ✅Lock in a much lower interest rate than your credit cards. Reach out today to get started. #DebtConsolidation #NewAmericanFunding

Adulting that actually pays off? Yes, please! 🏡 Homeownership isn’t just about having a roof over your head—it’s a step toward building wealth, stability, and your future. Owning real estate is a move that works for you. Ready to start your journey? Let’s chat! 📲 #HomeownershipGoals #SmartInvestment #FirstTimeHomebuyer #WealthBuilding #NAFHomeLoans #MortgageMadeEasy

Did you know? We're not just here to help you get a mortgage—we're also here to help you build a plan to get there! 💪🏡 Whether it’s creating a budget, figuring out how much home you can afford, or connecting you with trusted financial pros—we’ve got your back 🙌 Homeownership isn’t just a dream... it’s a strategy. Let’s build yours together! #HomebuyingJourney #BudgetToBuy #FinancialGamePlan #NewAmericanFunding

Spring is in the air… and it’s the perfect time to give your home a fresh start! 🏡✨ Whether you just bought your home or have been in it for years, a good spring cleaning keeps your space feeling brand new! 💪 Here’s your go-to checklist: ✅ Clean windows & glass surfaces ✅ Vacuum & clean upholstery ✅ Wash curtains or dust blinds ✅ Declutter & organize each room ✅ Deep clean rugs & carpets ✅ Power wash exterior surfaces Taking care of your home = protecting your investment. Which one are you tackling first? #SpringCleaning #HomeownerTips #FreshStart #HomeCare #NewAmericanFunding

Tired of rent hikes and your landlord restricting your homeownership dreams? 😩 Your landlord’s building equity… shouldn’t you be too? 🏡✨ Let’s chat and see if buying is actually more doable than you think. No pressure, just real talk. #HomeownershipGoals #FirstTimeBuyerJourney #EquityOverRent

💸 IT'S TAX SEASON. Got a tax refund coming your way? Put it to work toward your future! 🏡 Using your refund as a down payment could be you just what you need to get into homeownership this year. Let’s talk strategy and see how we can plan to achieve your homeownership goals! #TaxRefund #HomeGoals #DownPaymentHelp #FirstTimeBuyer #MortgageTips #SpringIntoHomeownership

Spring into homeownership with the NW’s most popular loan programs! 🏡✨ NAF Pathways, NAF Cash and WSHFC/Oregon Flex Down Payment Assistance Programs are helping buyers like YOU get into homes this season. Ready to see what you qualify for? Let’s chat! 💬 #HomebuyerPrograms #SpringMarket #NAFCash #WSHFC #OregonFlexDPA #MortgageMadeSimple

💳💸 Say goodbye to double-digit credit card debt and hello to financial peace of mind! 🏡✨ With New American Funding's Debt Consolidation solution, you can: ✅ Lock in much lower interests cost than what you're currently paying on your credit cards ✅ Use your home equity to pay off high-interest debt ✅ Take control of your financial future Don't carry that debt into 2025—reach out today and let’s create a plan to save you money! 💬📞 #DebtFree2025 #HomeEquitySolutions #SmartFinances #LetsTalkLoan

🏡 Thinking about using a cash-financing program for your next home purchase? Here’s a quick look at the pros & cons! ✅🚫 With NAF Cash, you can boost your offer’s appeal, speed up transactions, and avoid loan contingencies! But keep in mind—there are various factors to consider. Want to see if NAF Cash is right for you? Let’s chat! 💬 #Homebuying #NAFCash #RealEstateTips

Moving made EASY with NAF Concierge! At New American Funding, we've helped our customers save over 40,000 hours (and counting!) by handling the hassle of setting up home services—utilities, internet, security, and more! ⚡📞 More time to enjoy your new home, less time dealing with logistics. Let us take care of the details so you can focus on making memories! Ready to move stress-free? Let’s chat! 💬 #NAFConcierge #MovingMadeEasy #HomeSweetHome

Planning to buy a home soon? 🏡 Save this post for a quick checklist on what you’ll need to apply for a mortgage! 📝 🔑 As your local Mortgage Advisors, we're here to guide you through the process and make sure you feel confident and excited every step of the way. #AlwaysHereForYOU #MortgageAdvisor #HomeBuying #RealEstateJourney #SaveForLater

Bought a home when rates were at their peak? 🏡💸 It might be time to reassess your options! With rates constantly changing, let’s chat about your next steps and be ready to lock in a better rate when the timing’s right for your personal situation. 📅 DM to start planning! #MortgageRates #GetAhead #RefinancePlanning #BetterRateAhead

The Spring market is just around the corner. Whether you're looking to remodel, relocate, or refinance, now might be the best time to make your move! 🏡✨ Let's turn those dreams into reality this season—reach out today and let's make a game plan for your home goals! 💬📞 #SpringIntoYourNewHome #HomeGoals #MortgageMadeEasy #LetsTalkLoans

Buydowns: A Win-Win for Buyers & Sellers! 💡💰 In today’s market, temporary buydowns are a game-changer! 🏡✨ It’s a smart strategy that helps BOTH sides win! Want to see how a buydown can work for you? Let’s chat! 📩📊 #BuydownBenefits #SmartHomebuying #MortgageTips

Homebuying Myths… DEBUNKED! 🚨 Too many people delay their homeownership dreams because of MYTHS. The truth? Every buyer’s journey is different, and there are options that fit YOUR situation! 🏡💡 That’s why talking to a loan officer (hey, that’s me! 👋) is key to understanding what’s possible for YOU. Don’t let myths hold you back—Reach out and let’s chat about your path to homeownership! 📩 #HomebuyingMyths #MortgageTruths #LetsTalkLoans

Buy BEFORE You Sell with NAF Cash Advance! ✨🏡 Skip the stress of selling first—secure your next dream home with the power of cash! 💰💪 With NAF Cash Advance, clients can purchase their new home before selling their current one without contingencies, making them stronger and more competitive in the market. 🔥 ✅ Boost your credibility as a cash buyer ✅ Move into your new home without the rush ✅ Sell your current home stress-free Ready to make your move? Let’s chat! 📩 #NAFCashAdvance #BuyBeforeYouSell #DreamHome

Dreaming of a home makeover but not sure where to start? A Home Renovation loan can help! 🏡✨ Here’s why it’s a great option: 👉 Lower interest rates than credit cards 👉 Potential tax benefits 👉 Combines project costs into one payment 👉 Flexible loan terms (15, 20, or 30 years) Boost your home’s value and make it truly yours! Contact New American Funding today to get started. 💪🔨 #NewAmericanFunding #HomeRenovation #HomeLoans

💡 Thinking about refinancing your home but not sure if it’s the right move? Refinancing means replacing your current mortgage with a new one—often to lower your interest rate, reduce monthly payments, or even tap into your home’s equity. It can be a great way to save money or achieve new financial goals! 🏡💰 A refinance could bring more financial freedom and peace of mind. Let’s chat and see if it makes sense for you! 📲 #Refinance #HomeLoan #MortgageTips #NewAmericanFunding

Ready for a smooth homebuying experience? It all starts with the right lender! 🏡 With me by your side, you’ll get: ✅ Loan options for a variety of buyers ✅ Transparent process & communication ✅ Support every step of the way Let’s work together and make your homeownership dreams a reality! 💪🔑 #SmoothClosings #RightLender #HomebuyingMadeEasy #LetsWorkTogether

We’re all about green flags when home shopping! House Hunting? Here's what can make a home a GREAT buy! 🚨🏡 What’s your biggest homebuying green flag? Drop it below! ⬇️ #HouseHunting #SmartInvestments #GreenFlags

Tap Into Your Home Equity & Lower Your Expenses! 💰 Did you know you can use your home’s equity to consolidate debt, lower monthly payments, or free up cash for other financial goals? 🏡💡 Let’s chat about how a cash-out refinance or HELOC could work for you! Reach out if you want to learn more! #HomeEquity #SmartFinances #Refinance

🏡 Homeownership shouldn’t be out of reach because of financing hurdles! With DreamBuilder at New American Funding, you can: ✔️ Move in first, finance later ✔️ Be on the title from day one ✔️ Qualify with ITIN, DACA, and more Let’s make homeownership possible—reach out to learn more! 📩 #DreamBuilder #PathToHomeownership #NewAmericanFunding

🏡💰 Ready to make a winning offer on your dream home? The right financing can give you the edge in a competitive market! 🔥💪 Swipe to see how our programs like NAF Cash, NAF Bridge Loan, and NAF Pathway can help you stand out in multiple-offer situations! Let’s get you closer to holding those keys! 🏠🔑 #WinningOffer #HomeBuyingTips #NAF #MortgageExpert #DreamHome

No Money Down? YES, It’s Possible! ✨🏡 Dreaming of homeownership but don’t have the down payment? The FHA Chenoa Fund offers 3.5% or 5% down payment assistance to help qualified buyers move in sooner! 🙌🏾💰 ✅ No money down financing ✅ Credit scores as low as 600 ✅ No first-time homebuyer requirement ✅ Down payment assistance options available Let’s open the doors to homeownership together! 🏠 Reach out to see if you qualify! #HomeownershipGoals #NoMoneyDown #FHAChenoaFund #DownPaymentAssistance

As Black History Month comes to a close, we honor another leader who fought for fair housing and homeownership opportunities for all. 🏡 🖤 Shirley Chisholm – a civil rights activist and tireless advocate for eliminating housing discrimination and expanding access to affordable homes. On top of that, she was the FIRST Black woman elected to the U.S. Congress! Her legacy is a powerful reminder that one person can make a meaningful difference. #ShirleyChisholm #FairHousing #HomeownershipForAll #BHM #NAFBlackImpact #NewAmericanFunding

Self-employed buyers, we’ve got you covered! Getting a home loan without W-2s or tax returns? Yes, it’s possible! ✅ With our Self-Employed Bank Statement Mortgage, buyers can use personal or business bank statements to qualify. 💡 Program Highlights: ✔️ Adjustable & fixed-rate options ✔️ Loan amounts up to $4 million ✔️ Purchase, refinance, or cash-out options ✔️ First-time buyers eligible ✔️ Primary homes & investment properties qualify Let’s make homeownership happen! 🏡 Reach out to learn more. 📩 #SelfEmployedLoans #BankStatementMortgage #HomeownershipMadeEasy #NAFBlackImpact

Dreaming of homeownership but worried about the upfront costs? With New American Funding’s Pathway 100 Program, you could secure 100% financing—covering your down payment, closing costs, and prepaid items! 🙌 ✅ No income restrictions ✅ No first-time buyer requirements ✅ Down payment assistance available AND MORE! Let’s make homeownership more accessible than ever! 💫 DM me to see if you qualify! 📩💬 #HomeownershipGoals #MortgageMadeEasy #100PercentFinancing #Pathway100 #NewAmericanFunding

Today, we’re highlighting Black leaders who have been instrumental in advancing housing and homeownership rights! 🖤 W.E.B. Du Bois – a scholar and activist, made history as the first Black person to earn a Ph.D. from Harvard in 1895. In 1909, he co-founded the NAACP, advocating for civil rights. His work extended beyond activism, focusing on Black economic empowerment through research on housing and urban planning to strengthen communities. 🖤 James Farmer – a civil rights leader, co-founded CORE in 1942, pioneered sit-ins in the 1940s, and led the 1961 Freedom Riders. A Wiley College graduate, he worked in Chicago for the Fellowship of Reconciliation and fought housing discrimination while challenging Jim Crow laws. His activism helped drive the Civil Rights and Voting Rights Acts. Their impact will forever be remembered in history. #EqualHousingOpportunity #FairHousing #HomeownershipForAll #BlackHistoryMonth

Renting vs. Owning—see the difference! 💰 Did you know that your monthly rent could add up to hundreds of thousands over time? 🤯 Instead of paying your landlord’s mortgage, invest in YOUR future! 🏡✨ Now could be the right time to consider homeownership. Let's talk about your path to owning a home— reach out to get started! 📩 #BuildWealth #Homeownership #RentVsOwn #NAF

Credit score myths… DEBUNKED! 🚨 Think you need perfect credit to buy a home? Or that a credit check will tank your score? ❌ Not true! ✅ You can qualify with a FICO score as low as 500 ✅ Some loan programs offer low or NO down payment options ✅ Soft credit pulls won’t hurt your score—they help you explore your options! Don’t let myths hold you back from homeownership! 🏡 Reach out to learn more! 📩 #CreditScoreTruths #HomeBuyingMyths #NAF #Homeownership

Did you know that there are many Black leaders who have played a huge role in shaping housing and homeownership rights? 🏠✊ This #BlackHistoryMonth, we’re highlighting some of these trailblazers every Monday! 🖤 Philip Randolph – A labor leader who fought for housing equality for Black workers. 🖤 Dorothy Height – A powerful voice for affordable housing and economic justice. Their legacies continue to inspire! Stay tuned as we honor more changemakers. #EqualHousingOpportunity #FairHousing #AccessibleHomeownership

Flip the script on your finances with a Reverse Mortgage! 💰 Enjoy financial flexibility, up to 6% seller concessions, and major savings while purchasing a new home with ease! 🏡✨ Reverse mortgages can help with tax-free gifts, covering major expenses, and improving your quality of life—all while keeping you in the home you love! 💙 Ready to learn more? Let’s chat! 📩 #ReverseMortgage #FinancialFreedom #RetireYourWay